Comment
Caller left a very detailed message threatening legal proceedings, threatening leans against my bank accounts and personal properties as well as, threats to contact my employer if I do not contact him and make payment arrangements. The male caller did not identify who he was nor who the company he was representing. I have no debt, nor do I owe any outstanding dept to any establishment or persons. If this is a true company and not a scammer, then he would have left his name and company that he was representing.
LEGALLY debt collectors cannot harass or abuse you by swearing, threaten to illegally harm a person or their property, threaten a person with illegal actions (as this caller did to me) or falsely threaten with actions they do not intend to take (as this caller did to me). They also cannot make repeated calls over a short period to annoy or harass you.
In addition, LEGALLY debt collectors can only leave the following VM message and this was NOT the case with this caller:
This is [collector's name] from [company's name]. This is an attempt to collect a debt by a debt collector. Any information obtained will be used for that purpose. Please get in touch with me about an important business matter at [phone #2].